With TD balance protection plus, you will obtain a maximum insurance amount up to $25,000 and a monthly benefit amount of $10 or 10% of the eligible outstanding balance, whichever one is greater. If you would like to cancel any or all of your TD Insurance policies, please call us. Visa. There is a special number you have to call to cancel it which I don't know, but if you call the regular td number they will tell you. George is the guys who explained me everthing in detail and he is really very helpful i will refer this company products to all my friends and family specially george is very helpful Amazing experience. As a Primary Cardholder or Spouse of a Primary Cardholder, you would be covered for the following: Life, Critical Illness, Disability Requiring Hospitalization, Total Disability, and Dismemberment. Visa. Thanks Christine! It also provides coverage against total disability, critical illness or dismemberment. He offered a few plans and helped me find the perfect plan for my needs within my budget. Insurdinary rep was very easy to understand and very helpful. Balance Protection Plus is an optional insurance product, which can make payments towards your TD Credit Card Account when you can’t. 'Will surely recommend it to all my friends and relatives here in Canada that looking for Health & Dental or Life Insurance. He is now in my contact list as my trusted AllianceIncome relationship manager. I'm very thankful that I got an honest insurance specialist who made me get the exact insurance plan I desired. Everything was easy to set up and get. She was friendly, thorough, and worked hard to ensure everything was done in a timely manner. Highly recommended. I was very happy with my entire experience dealing with Denis from Alliance. When you’re working on building your credit and getting the most out of your credit cards, you have a lot ... Have you got your eye on getting a new credit card but don’t know where to start? I figured out a great insurance policy plan within a week with insurance Specialist Gautham Khosla who was very knowledgeable and helpful. I felt George was very kind and helpful with helping us with the application. He even called back at the designated time. Sourabh Rathour was very knowledgeable,I informative and helpful. Would definitely recommend his services. WhatYouPay Your monthly insurance premium is based on Learn more about credit from these informative articles to help you decide in choosing the best plan for you. Insurdinary would be a company I probably would be quite likely to recommend to friends/family if they needed a plan. Knew exactly what I was looking for. If you don't carry a balance then get rid of it. TD balance protection insurance offers a maximum insurance amount up to $25,000 and also a monthly benefit of $10 or 5% of the eligible outstanding balance… To enroll today call 1-800-294-8602 (English) or 1-800-577-6101 (French) TD balance protection insurance includes two plan options: the TD balance protection insurance and balance protection plus. He also explains everything clearly to me in order for me to make a good decision on what suits me best great experience. Just got my Health Insurance from Eric Clementi and totally recommend the service. Everything is done over by phone. The plan includes satisfaction guarantee, a feature that allows you to get a full refund of your money if you are not satisfied with the balance protection insurance product and cancels your coverage within 30 days of purchase. Loss insurance protects you from theft and fraud – something that your credit card probably already does without you having to pay for it. Life, Critical Illness and Accidental Death Insurance is underwritten by American Bankers Life Assurance Company of Florida Thank you! Fast response via email and phone. High annual fee. There are over 74 million MasterCard and Visa credit cards in circulation in Canada today. I had been researching different plans for about a month and was at an impasse. Eric Clementi was friendly and professional. I had an excellent experienced with Insurdinary. Highly recommend to anyone who needs their services. Coutos to Chris. The balance protection insurance helps you to handle your credit card payment duty if you eventually lose your job involuntarily, lose your self-employment income, or your life. See plans from several major Canadian insurers to choose the right option for you. If you are not familiar with it, balance protection insurance is designed to reduce the burden of repaying debt in cases where a person's income is interrupted by unforeseen events like a … All questions answered. I had an exceptional experience signing up for insurance with Insurdinary with George. Cheque, but if we do not, then the annual interest rate that applies on the Account for Cash Advances applies to your TD . Don't get caught out by balance-protection insurance. �r[R��s4 Q0�Tn���L;������l�Q����������yg �?��a�շXS��i����Pt��zg���dv��p��O.���4 ���s�z��s9����4_|�Tx?Vf}��R����o)������/ޮ+h,? How TD Mortgage Protection can help you Should you pass away, suffer a covered terminal illness or accidental dismemberment 1, TD Mortgage Life Insurance can pay up to $1,000,000 2 towards your: Outstanding TD Mortgage balance, less any arrears Eric Clementi was my representative and he did an amazing job. Thanks Chris!! ABLAC acts as the administrator for TD Life. A TD Credit Card can be very practical for everyday purchases such as books, laptop computers and supplies; Make simple things like Internet shopping or renting a car a lot easier Have you been ... Food prices are expected to rise to historic highs in 2021. My rep was very knowledgeable and recommended the most economic package for me. Be prepared with optional Balance Protection insurance Optional Balance Protection insurance products are designed to assist in managing your credit obligations on your TD Cash Back Visa* Card in the event of your Involuntary Unemployment, Total Disability, Dismemberment, Critical Illness or Death. It also offers a spousal coverage that includes disability requiring hospitalization. Her knowledge of the various services were quite impressive and as such I was able to choose a product that will work for me and within my budget.Sincerely appreciated her help. Had an excellentl experience. I found his suggestions very helpful, and highly recommend him. %PDF-1.3 The application process was quick and painless. Thank you for making the whole process easier. My broker Eric was very helpful provide me with lots of information, made sure to double check, didn't feel like he was trying to push me into any plans, great agent. In 2008, she took out TD balance protection insurance . P O Box 1. Our TD Insurance Auto Centres offer a wide variety of services under one roof. Would certainly recommend them. He is very knowledgeable and pleasant to deal with. TD Balance Protection Plus Insurance For more information or to enroll today, call 1-866-315-9069 and make our optional credit card balance insurance product work for you. We may offer you a promotional interest rate on your TD . Balance protection insurance, which can have other names like payment protection insurance and balance protector premium, is completely different from credit card loss insurance. She followed up numerous times and answered all the questions I inquired about. How do I cancel my TD Insurance policy? <> Fast and easy. Christine was very patient and helpful in assisting me in choosing the right plan for me. The agent was very knowledgeable and helpful, I would recommend Christine to my family and friends. Chris was fantastic when we discussed the different plans available to me and what the costs would be. I recommend it! For some reason, when I originally got my TD VISA card, I opted to sign up for it. stream High interest. The company provided everything we needed and more. Thank you Christine for the great client service!! wTo learn moreabout optional Balance Protection insurance products or to enroll, call 1-866-315-9069 or visit tdcanadatrust.com/BP I enjoyed the experience... who can say that when buying insurance! %�쏢 1 This tool will, based on the accuracy and completeness of the data and information you have entered, recommend one or more TD products that may meet your needs. Less hassle than scheduling a personal meeting.Keep it up Alliance Income Corp. x��}��%����n�=x0�`���Y�۪�gЯ��{���?��O���s?ܿ���L)U�^ϰw�UR*�J�R�_w�~��h�r���~���_��A�yo�n�F�����|���a^ʾ_��8��lg,�mI��8:��=zg������_����ݟ���_w����k0��������q�����'���yv����?¿��g�7p���O������27��A� Balance Protection Plus is an optional insurance product, which can make payments towards your TD Credit Card Account when you can’t. Special to The Globe and Mail . So even if you pay your balance on time every month, there will still be a charge for the insurance premium on the daily balances. You may be offered credit card balance insurance when you apply for a credit card, activate your card, or make changes to your … Ratings 10/10. amazing customer service ! The broker was pleasant and had great knowledge of the product. Balance Protection Insurance 4:03pm / December 23, 2005 "Balance Protection Insurance" is a huge rip off. I would recommend his services again. TD balance protection insurance includes two plan options: the TD balance protection insurance and balance protection plus. I had a td visa over 6 years ago and became disabled. It should be. The point of the insurance is that if you die, your family won't be burdened with your cc debt. All of our questions were answered and we feel we received some great advice. Chris Magafas was a great help! Our contact, Gautham was knowledgeable with the different health plans. Easy going and very personable staff. He was very helpful and cordial. He first suggested the best solution for me (very affordable and covers my personal needs), but he also answered my many questions, helped fill in my form and assured that I could contact him after the fact if I had more questions or concerns.I was impressed with the ease of completion on documentation and the expediting of starting my program without delay.Thanks to Guatum! Trip Cancellation and Trip Interruption Insurance. I would suggest him to my family and friends who don't have medical, dental, vision care etc. As a Primary Cardholder or Spouse of a Primary Cardholder, you would be covered for the following: Life, Critical Illness, Disability Requiring Hospitalization, Total Disability, and Dismemberment. The monthly insurance premium is calculated by applying the applicable Monthly Premium Rate as indicated in I feel good about the coverage I chose Alana Baxter. Very personable and helped me understand completely. You provide consent to be contacted for the purpose of being provided information, rates and details on any product from any insurance company or financial institution. Its such a great experience talking to George Solomonov .He explain and answer my questions well with regards to life insurance. Without the correct MasterCard SecureCode, the purchase cannot be processed. TD Credit Card Payment Protection Plan is an optional product designed to help you deal with your TD Credit Card payment obligations in the event of a covered Job Loss, Total Disability, and loss of Life. "It's only $0.69 per $100, and it will ensure that your balance is paid on time." Coverage for the spouse included (except for residents of Quebec 3) A monthly benefit payment of up to 10% of your outstanding balance, for up to 10 months (to a maximum of $25,000) A single payment of up to 10% of your outstanding statement balance for each … Many credit cards only cover your minimum balance – the greater of $15 or 2% of your outstanding balance. Thank you very much. If you have a concern we want to work with you to resolve it. A big thank you! The cost for TD’s regular plan is $0.89 per $100 balance, plus tax, calculated daily. Eric Clementi help me look for the right coverage I needed he took the time to help me find the right one. The latest in a number of articles on how much of a scam "Balance Protection Insurance" is (expensive, difficult to file claims and receive benefits and sold to unsuspecting banking customers by tellers using high-pressure and misleading tactics). Fantastic service. Guided through all the steps in deciding which insurance plan was best suited for us. 4. George from Insurdinary was extremely helpful and knowledgeable. Would highly recomend him.Thank you. You can unsubscribe at any time from this service. TD provides flexible protection for all your borrowing needs including mortgages, business loans, personal loans, lines of credit and credit cards. Insurdinary was the best choice. If you have a TD MasterCard ® Card MasterCard ® SecureCode ™ Service MasterCard SecureCode gives you an extra layer of protection when you shop online.. Once you have set up your own private SecureCode you will be prompted to enter it when you make a purchase at a participating online retailer. Didn't pressure, didn't push, just helped me. He recommended what company would give me the best service that would fit my needs. Highly recommended. What is Credit Protection Insurance ? I recommend them to anyone looking of Life Insurance to secure their family’s future. This is not a solicitation to sell products or services, and does not constitute, nor should be relied upon, as financial, investment or other advice. The fee for this card is $139 per year, but you can get your TD Aeroplan Visa Infinite Card annual fee waived in your first year. If you have a credit card, overdraft facility, mortgage or any other loan, Credit Protection Insurance is a … If you are not satisfied with the coverage, you can cancel your balance protection coverage within 30 days of purchase and get a full refund. He helped My spouse and I get the best possible plan I can possibly find. ... Help safeguard your financial well-being with TD Protection Plans. ) transfer any balance on another credit card account to this Account. I was paying the balance protection insurance therefore I filed a claim. Additionally, as a Primary Cardholder you would be covered for … Susan (who asked me not use her last name) carried a debt of $11,000 on her TD low-rate Emerald Visa credit card. Quick and efficient! I felt that the customer service representative answered my questions and concerns professionally and promptly and explained the plan in pretty good details and the process was virtually minimal time consuming to go through the application and pricing, etc. Our recommendation is for illustrative and general information purposes only. Guided through all the steps in deciding which insurance plan was best suited for us. TD Centre. The evening call was right on time and the process was seamless. balance protection insurance Some credit card balance insurance products also provide certain benefits for the credit card holder’s spouse. The service was great and very professional.I would definitely recommend and will refer freinds and family.Thank you so much. It was a very good experience overall. He made me feel comfortable as I trusted his honest expert advice. Work with a repair service you trust. Very pleasant to talk to. Highly recommend. Optional Balance Protection insurance products are designed to assist in managing your credit obligations on your TD Emerald Flex Rate Visa* Card in the event of your Involuntary Unemployment, Total Disability, Dismemberment, Critical Illness or Death. You can then select the product you wish to cancel (car, home etc.) When MacIsaac inquired about the "balance protection" on her RBC Visa, she was played a recording of a sales call. When you're stocking up on summer essentials, the TD Bank Visa Debit Card is the perfect way to pay. They fill out your online application and send it to you for consent and signature. Published February 15, 2011 . He was very helpful and full of information. George Solomonov provided excellent service. Once received, TD Life Insurance … Chris was very helpful and knowledgeable and guided us to the right package that met our needs. Thanks Denis for everything and not pressuring me along this process.Sincerely, Caralee Andersen, I was very pleased how he helped me doing everything on my phone. All my questions answered with best advised. More bless to your company. Customer service is quite satisfying. Cheque. Your Balance Protection Plus insurance coverage starts on the day We receive Your request for enrollment on Your Account. Claims Department. Our debit card is accepted nearly everywhere you shop, and: No purchase is too small – whether you're buying sunscreen, bubble gum or flip-flops, your debit card has you covered Published February 15, 2011 Updated February 15, 2011 . TD’s Plus plan is $1.20, and other plans may be as high as $1.50 per $100 balance. My broker was Eric. Patiently explains everything in detail. He was great! TD balance protection insurance offers a maximum insurance amount up to $25,000 and also a monthly benefit of $10 or 5% of the eligible outstanding balance, whichever one is greater. Explained my options. 5 0 obj Find out how warranty protection works, limitations, claims and much more. It seemed a … Travel insurance can help provide you with … TD Life Insurance Company. BalanceProtector Premiere Plus 1 protects you in the event of: A lump-sum payment of up to $25,000 can be paid towards your account balance. Thank you for your assistance. The agent I spoke with was Tristan, and he was very helpful for me, as I had never done my own insurance before. Chris Magafas was easy to deal with and was able to answer all our questions. For more information, you may contact us at 1-877-574-7475, or complete the form below. He wasn’t pushy at all which was very appreciated. Eric took the time to hear what I was looking for and when my needs changed he instantly helped me look for a better solution. �GK鯖����\D�O�a- �=�_�~:�zi�8�fhz���ߟ�|����m������4~����v��3�Ӯ���K�u�5��x���qf��7�oF}L��a�����=3��K��5�c��s�]�-��:�o2�z�xq�(=�QU�r-3ڋ��Zn0�t^���J2j�.^��x��Oʹ�_�Ow9�g���ߦF� P�c��%�s���u;X��� S��w�4RVE��=bo��è.��2�����F��l'?�0�i�!���C�Ռ� Nj��ɏZ��P ��s3�T�i��B�딢���u ���:#�0Ƞ�>�ܑ��<. They check with my time when is convenient for talking and called me back with detailed explanations of the recommended plan. He was excellent.Jeffrey, Chris was very knowledgable about insurance. For the number you need, please visit our Contact Us page. Gorge was fantastic explaining everything . Quick and easy. Our customer health specialists are also available to address your questions and concerns. George was a great help and made the application process as simple as possible. He understand and was very patient in answering my questions when it was repeated several time.I do recommend him to others.Great Job Chris!!! He was patient and explained the terms very clearly and concisely. The agent we dealt with was very pleasant. Credit Protection Insurance is the difference between having to pay for losses from your own pocket, and having your financial security protected. Its really best company i dealt with. WhatYouPay Your monthly insurance premium is based on Your average daily Account balance. Learn everything you need to know about extended warranty with Visa. Eric guided me through the process and helped me choose the right package. If I had any questions Denis was on the other end of the phone or email to help me along this process. to view the number. Alliance Income will work with you to get you an affordable rate. Excellent experience with Gautam Khosla. He was patient while I decided what company I wanted to go through never pressuring me to make a decision and deal with him. Friendly, fast call back. Guanam was excellent to work with through the policy shopping right through to the billing stage. Overview of the TD Credit Card Payment Protection Plan available on TD Credit Cards. It was a great working experienced with one of the Insurdinary Agent. ABLAC, ABIC and their affiliates carry on business in Canada under the name of Assurant. Thank you so much I do really appreciated it. The other credit card cannot be an account you have with the Bank. Tristan was most helpful. Chris Magafas is very knowledgeable and was able to answer all my questions before setting up with my health insurance. 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